Volume 26 (2015) / Issue 6
This article examines the prudential aspects of the harmonised EU regulatory framework for banks, more specifically the CRR/ CRD4 package. The article examines whether the CRR/ CRD 4 framework has created a truly “single rulebook”, and identifies possible threats to the uniformity of the rulebook. The article sheds light on certain areas which have not been adequately discussed in the relevant literature and examines the EBA’s fundamental role in the harmonisation process. The article concludes with proposals for a more robust rulebook along with reinforcement of the EBA.
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